Visit Contact US at ru.vendors5@gmail.com or Telegram : @efullzshop (+1 365 364 0582) The Best Marketplace To Buy Fullz, Western Union Hack, Buy Bank Logs, Buy Verified Paypal Accounts, Carded Products and Hire A Hacker. CONTINUE READING. Third Part of the Tutorial as promised, a lot of new stuff to be shared. Make your diary & keep rocking!! Here it is!! It's always a good practice to take note of the last transactions and amounts, just in case you get asked for them later. Listen to them and write them down, I recommend up to 8 transactions for maximum safety. So you have the balance and the available credit line now. Nice! So you know how much you can spend online. Before you go crazy though, there is one more obstacle you need to be aware of: many sites like Newegg or TigerDirect refuse to ship to an address that is not on file with the bank. And chances are that your cardholder does not reside at your drop address. Here is how we will solve this problem, introducing the Account Take-Over fraud, also known as ATO. ATO is the process in which a fraudster (you) calls the bank to make whatever changes he wants to the account, without the cardholder knowing. This involves speaking with a customer service agent and using social engineering. Before you even think about pressing 0 to speak to an agent, make sure you have, at the very least, the following information in hand: • Full card number, expiration date, CCV code • Full billing address of the cardholder (and county) • Date of birth (and write down the age too, not just the DOB) • SSN • MMN (Mother Maiden Name) • Employer name (facultative, if possible, try to find it on Facebook) • Car make and model (facultative, if possible, try to do a Google StreetView on the CH's house) • House size and value (facultative, if possible find it in realestate.com as this is public information) • Driver's license number, expiration, state (facultative) • Previous addresses • Background report In case you do not have the MMN, try to guess using common last names in the background report. If you really cannot find it, sometimes it is possible to get around it with other questions. Once you have this information in hand, study it, try to remember it. Remember, you are the cardholder, the card is yours, and you are confident, just like when you call your own bank for a legitimate request. When you call the bank, you will be usually asked for 3 security tokens. Those tokens can be, but are not limited to: DOB, SSN, Address, CCV code, cellphone, MMN. If you fail 1 token, you will be asked 2 more. At this point, 2 things can happen: 1. You did it correctly, so the agent will listen to you and will do whatever request you have to do on the CH's account, and no flags will be raised. 2. The agent suspects an ATO is occuring, and transfers you do the securiy department. This is called the Verid department, and you will be asked 2 OoW (Out of Wallet) questions. Those are multiple-choice questions based on the cardholder's credit history and public records. They can be easy or tricks, it's random every time it happens. If you fail those, they will tell you that they can't help you and will suggest you show up in person at your bank. They will also ring the cardholder. So if you fail this one, forget this card, it's burnt to a crisp. The first thing you want to do on the account is change the billing phone number. Only that. Do nothing else, as making too many changes will raise a red flag on the account. Call to change the main billing number and let the card sit still for at least 5 days. All right, are you ready? Relax, sit in your favorite couch, call the bank, listen to the prompts, and press 0. The message goes on, this call may be recorded for quality purposes. This is the first example, if you have the correct MMN (this is the most frequently asked token). Agent: Thank you for calling Chase, my name is Bob, who am I speaking with? You: James R Layton. Agent: Thank you mister Latyon, and for security purposes, may I have the mother's maiden name on the account? You: Lucile. Agent: Thank you, and what is your date of birth? You: October 1st, 1965. Agent: Thank you mister Layton, what can I do for you today? This is the second example, if you do not have the MMN. Guess it, and do not hesitate. You know yourself better than the agent does, and they can only rely on the information they have on their screen to validate your answers. Agent: Thank you for calling Chase, my name is Bob, who am I speaking with? You: James R Layton. Agent: Thank you mister Latyon, and for security purposes, may I have the mother's maiden name on the account? You: Smith. Agent: I actually have something different here, it starts with C. You: With C? It's impossible! Her name was Lucy Smith, she never used any other name! Agent: Well, you do not have any other name that might start with C? (if you have a last name starting with C on the background report) You: My aunt's maiden name is Charlotte, but I doubt that's the answer you have on file. (if you have nothing like that on the report) You: No, no one in my family uses such a name. Agent: Oh well, let me take note of this for you, can you confirm the last 4 digits of your social security number? You: 4456. Agent: Thank you, and what is your date of birth? You: October 1st, 1965. Agent: And you billing address with the zip code? You: 123 Fake Street, Fakeville, NY, 10008. Agent: Thank you Mr. Layton, how can I help you today? If you hear that, it means you got in. Otherwise, you will be transferred to the security department for the multiple-choice questions, have your report in hand. If you fail, the card is dead. Make sure you spoofed the cardholder's number, otherwise you could be asked for other questions like driver's license number, vehicule plate number, etc. Those are questions you probably do not have the answer to. Now, what you want to do is change the billing phone number. A sample dialog with the agent can go as follow. You: I would like to change my phone number. This phone will be disconnected tomorrow and I want to give you my new primary number so you can reach me if there is something. Agent: Okay I see, what is the number? You: 234-567-8901. Agent: Thank you, is there something else I can do for you? You: No thanks. Agent: Thank you for calling Chase, have a wonderful night. Once you passed the verification part, the rest is pretty straightforward and is relaxing. Now that you changed the billing number, let the card rest for at least 5 days. Do not make any transaction. The cardholder will continue to use his card normally too. During your call, at the end, if you failed the MMN question, you might want to remind the agent to change the MMN on file to avoid problems next time you call. Also take note, at any point, if the agent wants to put you on hold, or says he needs to verify something and will be back, wait for him to put you on hold, and hang up. It basically means they are going to ring the cardholder. If this happens, you might want to wait at least 48 hours before calling again, and you will see just by the automated prompts if the card is burnt or not. Maybe they did not call the cardholder, but in 90% of the cases, they did. It happens, especially with Citibank, who likes to replace the Verid questions by a quick ring to the cardholder. The questions often change when you call, but they always follow a certain pattern. By experience, I will give you the tokens usually asked by the big 4 banks, but we aware that they might change, or they might ask you other questions if they believe you are bogus. They can ask for your age to throw you off, as you might not have to calculate it fast enough using the DOB. If you fail this verification, you will be transferred to Verid department. Chase Bank, level: hard • Full name • MMN (if failed, last transaction) • Last 4 of SSN Citibank, level: medium • Full name • Password (pet name, MMN, favorite hobby, or best friend, if failed, last 4 of SSN and CVV) • Mailing address • Phone number Bank of America, level: easy • Full name • (sometimes) Verbal password, which is MMN (if failed, DOB) • Last 4 of SSN Capital One, level: medium • Full name • Last 4 of SSN • MMN (if failed, DOB and mailing address) This is the end of third part, get acquainted with the info!! We will continue once you grasp this info! Just Remember That Everything Works With A Method. Do Not Compromise.Plz Ask Questions Before You Order. Note: Western Union Transfers are subject to conditions! No 2nd Transaction till you provide different ID & city. Can not stress more, we can not take such risks. Pick up your money, lay low & come back after 15 days with a different ID. Credit card OR Fullz minimum purchase limit is $100(in Bitcoins),Learn about Bitcoins Before ordering.This is the only payment method that we are accepting at the moment. Thanks Rate list is given below US FUllz at $65 Each UK Fullz at $70 Each EU Fullz at $70 Each CA Fullz at $75 Each Simple CC Rate List (Not Fullz): UNITED_STATES : $30/1(Classic Visa) $50/1 (Mastercards) UNITED KINGDOM : $35/1(Classic Visa) $70/1 (Mastercards) EUROPE : $40/1(Classic Visa) $80/1(Mastercard) China : $40/1(Classic Visa Cards only) Rusian : $45/1(Classic Visa Cards Only) France : $100/1(High Balance Mastercards only) Saudi : $125/1(High Balance Mastercards only) LOADING OF CASHAPP BALANCE (CASHAPP TRANSFERS) LOADING BALANCE OF $1,500 – Price $100 LOADING BALANCE OF $2,500 – Price $150 LOADING BALANCE OF $3,000 – Price $200 Western Union Available at Revised rates $250 Have MTCN of $2200 $350 Have MTCN of $3200 $500 Have MTCN of $5500 $700 Have MTCN of $7500 $1000 Have MTCN of $11000 Western Union Transers are Easiest To Get But Only One Transaction / Per Name in 15 days. Do Not Ask For The 2nd Before 15 days & you Need a Diferent ID if The Country & City Is The Same. Login Bank (All Banks Almost) Bank of America (Approximate Idea of Balance & Price) (Rates revised ) 1 . Balance 2500$ = Price 250$ 2 . Balance 4500$ = Price 425$ 3. Balance 6000$ = Price 550$ 4. Balance 9000$ = Price 850$ 5. Balance 11000$ = Price 1200$ - Bank HSBC US : 1 . Balance 6000$ = 600$ 2 . Balance 8000$ = 800$ - Bank HSBC UK : 1 . Balance 6000 GBP = 725$ 2 . Balance 8000 GBP = 950$ Before you contact us, read carefully our rules because there is no tolerance time wasters. We welcome any wise suggestions & questions, but do not waste your time if you are just trolling. 1- We have credibility on undernet( Deepweb) carding forums, and Silk Road 1,2, Dream Market & Alpha Bay, before they were shut down. We thank Our regular customers again who vouch for us on various forums. For the Noobs,if you decide to contact us, then dont ask for freebies and testers, we are here to guide you but not at the cost of our business. Thanks 2- We only accept payment with Bitcoins (Perfect Money removed) On the other hand you get your stuff straight away & with method. 3- Whatever we deliver is fresh & valid. We believe in making regular customers so you will get the best services. We will provide you the method to make sure that you do not burn the card after buying. On demand, the list of cardable sites will be provided where you can buy Iphones, Macbooks, Branded Gucci, Armani Apparel, watches & other make up accessories easily. Mention in private &with confidence if you need something particular. 4- If you face any problem, Our customer service will resolve your issues in no time. We Are Dominant We Are True That is Why We Deliver Contact US at ru.vendors5@gmail.com or Telegram : @efullzshop (+1 365 364 0582) Email: ru.vendors5@gmail.com Only serious buyers are welcome, Be precise when ordering. No testers. No Freebies.
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